Below you can download the full policy document and the cover summaries for each plan level. These documents set out the binding terms of your insurance — please read them before you apply or renew.
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Full Policy Document
The complete and binding insurance policy — definitions, modules, exclusions, claim process and more.
Download
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Summary — International Cover
Summary of benefits, limits and waiting periods for our international (Serenity / Elite) plans.
Download
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Summary — Economy Cover
Summary of benefits and limits for the Economy plan — entry-level expat health cover.
Download
If you cannot find what you need, or want a translated copy of any document, just contact us and we will send it across.